Hector Rivera
Life Changing Loan Consultant
Welcome to Life Changing Lending! We are a leader in the mortgage industry and passionate about helping out clients achieve their dreams of homeownership. Whether you are looking to purchase your first home or refinance your current mortgage, we are confident that we can help you find the best loan options to fit your specific needs and financial goals. With our personalized guidance and expertise, we can work together to make your ownership dreams a reality.
With a lifelong commitment to service, I have dedicated my career to protecting, guiding, and providing solutions for those in need. As an Army soldier, I served and protected our great nation. As a police officer, I safeguarded my community and found solutions to its challenges. Now, as a Real Estate Agent, Loan Consultant, and Investor, I continue my mission—helping individuals and families achieve their real estate goals with tailored financial solutions.
Whether you're an investor seeking funding for your next opportunity—be it a fix-and-flip or a buy-and-hold with a DSCR loan—I’m here to help. If you're a first-time homebuyer, upgrading to your next home, or selling to start fresh, I’ll guide you toward the best loan product to fit your needs.
No matter your situation, my team and I are committed to finding the right financing solutions for you and your family. Let's turn your real estate goals into reality!
Let’s connect and make it happen.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
